★ CLEC's first class

The Ten-Billion-Dollar Investment Lecture

This is the core of CLEC — if you read only one thing, read this. Three chapters lay out the whole philosophy: why become a capitalist, what to buy, and how to hold it.

Being rich is a birthright · Happiness is a human right · Escape the rat race · Hold the Nasdaq-100 for the long run · Buy when you have money, never sell · Cash is air, allocation is survival · Staying invested matters more than the rate of return.

The three chapters

1. Chapter 1 Being Rich Is a Birthright · Escape the Rat Race Laborer or capitalist? The bedrock logic of why you invest and why you become a capitalist.
2. Chapter 2 The Right Long-Term Target What to buy and which market: the core is the Nasdaq-100, not SPY or VT.
3. Chapter 3 Allocation: Cash Is Air How to actually hold your money, retirement withdrawal tiers, and what to do when it crashes.

Full videos

About this course

The Ten-Billion-Dollar Investment Lecture is the core of CLEC — it distills 20+ years of teaching into three chapters. It's compiled from 價值十億元的投資講座_無圖版_v1.pdf and cross-checked against the video transcripts (00694/00695/00696, whisper-transcribed). The three chapter pages also belong to their own topic categories so you can browse by subject — but if this is your first visit, read Chapter 1 through Chapter 3 in order.

Content is compiled from CLEC for education only — not personalized financial advice. Investing carries risk; decisions are your own.